Insurance Licensing InsNV_Health02 exam - in .pdf

InsNV_Health02 pdf
  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Sep 05, 2026
  • Q & A: 132 Questions and Answers
  • PDF Price: $59.99
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  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Sep 05, 2026
  • Q & A: 132 Questions and Answers
  • PDF Version + PC Test Engine + Online Test Engine
  • Value Pack Total: $119.98  $79.99
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Insurance Licensing InsNV_Health02 exam - Testing Engine

InsNV_Health02 Testing Engine
  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Sep 05, 2026
  • Q & A: 132 Questions and Answers
  • Software Price: $59.99
  • Testing Engine

About Insurance Licensing NV Accident and Health : InsNV_Health02 Exam Bootcamp

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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionObjectives
Topic 1: Insurance Basics- Risk Management and Insurance Concepts
  • 1. Types of risk and methods of handling risk
    • 2. Insurance principles and contract characteristics
      - Insurance Contracts
      • 1. Contract elements
        • 2. Policy provisions, riders, and exclusions
          Topic 2: Accident and Health Insurance Fundamentals- Medical Expense Insurance
          • 1. Major medical plans
            • 2. Hospital, surgical, and physician expense coverage
              - Types of Health Insurance Policies
              • 1. Group health insurance
                • 2. Individual health insurance
                  • 3. Managed care plans
                    - Disability Income Insurance
                    • 1. Elimination periods and benefit periods
                      • 2. Disability definitions and benefits
                        Topic 3: Government Health Insurance Programs- Medicare
                        • 1. Medicare supplement insurance
                          • 2. Medicare parts and eligibility
                            - Medicaid and Other Programs
                            • 1. Medicaid eligibility and coverage
                              Topic 4: Producer Duties and Ethics- Sales Practices
                              • 1. Unfair trade practices
                                • 2. Advertising and marketing rules
                                  - Ethical Responsibilities
                                  • 1. Consumer protection requirements
                                    • 2. Fiduciary responsibilities
                                      Topic 5: General Insurance Regulation- Licensing Requirements and Responsibilities
                                      • 1. Continuing education and license maintenance
                                        • 2. Producer licensing requirements
                                          - Nevada Insurance Department and Regulatory Authority
                                          • 1. Insurance laws, rules, and regulations
                                            • 2. Commissioner of Insurance powers and duties
                                              Topic 6: Health Insurance Policy Provisions- Mandatory and Optional Provisions
                                              • 1. Policy requirements and clauses
                                                • 2. Renewability provisions
                                                  - Claims and Benefits
                                                  • 1. Claim procedures
                                                    • 2. Benefit determination and payment

                                                      Insurance Licensing NV Accident and Health Sample Questions:

                                                      Question 1

                                                      What is the minimum age requirement for a natural person applying for a resident Nevada producer license?

                                                      A. 25 years old
                                                      B. 16 years old
                                                      C. 21 years old
                                                      D. 18 years old


                                                      Question 2

                                                      Which person is the measuring life whose survival determines the timing and duration of annuity payments?

                                                      A. Policyowner
                                                      B. Beneficiary
                                                      C. Producer
                                                      D. Annuitant


                                                      Question 3

                                                      An Outline of Coverage for Medicare Supplement policies must be provided to a prospective insured at which of the following times?

                                                      A. At the time a claim is submitted
                                                      B. At the time of application
                                                      C. When the premium is paid
                                                      D. When the policy is delivered


                                                      Question 4

                                                      A producer aggrieved by any regulation or order of the Insurance Commissioner may request:

                                                      A. legislative review of the case
                                                      B. injunctive relief through the Secretary of State
                                                      C. peer review of the case
                                                      D. an administrative hearing


                                                      Question 5

                                                      Which of the following policies provides a specified income benefit when the insured person becomes unable to work because of illness or accident?

                                                      A. Temporary Income
                                                      B. Supplemental Income
                                                      C. Emergency Income
                                                      D. Disability Income


                                                      Solutions:

                                                      Question 1
                                                      Answer: D
                                                      Question 2
                                                      Answer: D
                                                      Question 3
                                                      Answer: B
                                                      Question 4
                                                      Answer: D
                                                      Question 5
                                                      Answer: D

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