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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of

A) unfair discrimination.
B) rebating.
C) unfair coercion.
D) illegal inducement.

2. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

A) anti-kickback.
B) required use.
C) tied benefits.
D) bundled services.

3. Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or "rights," including future occupancy, reversion, and the use of surface and air space?

A) Intangible
B) Tangible
C) Real
D) Personal

4. Which section of a title insurance policy lists the rights of the insurer?

A) declarations
B) insuring agreement
C) conditions
D) exclusions from coverage

5. According to the Fair Credit Reporting Act, an insurer needs to do all of the following, EXCEPT

A) discuss any credit history inconsistencies with the applicant.
B) inform the applicant about the scope of an investigation.
C) inform the applicant that an investigation is being conducted.
D) notify the applicant if an application is denied.

Solutions: